Experian i-SCORE Personal Credit Report

Paving the way to Financial Stability

Get your Experian credit report to stay informed about your latest credit information, and understand how lenders perceive you.

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What Experian i-SCORE Can Do for You

When applying for credit cards, mortgages or car loans, your creditworthiness is crucial. Experian i-SCORE is a powerful tool that helps you in:

Credit Evaluation

Experian i-SCORE helps lenders assess your creditworthiness by analyzing your ability to repay a loan.

Determining Loan Approval

A higher i-SCORE increases your chances of loan approval, showcasing your creditworthiness.

Financial Opportunity

Individuals with higher i-SCOREs enjoy better terms for loans, credit cards, and other financial products.

OUR PACKAGE

Find the perfect product for your needs

Personal Credit Report

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i-SCORE

RM19.50

• Basic reports
• 24/7 email and live chat support
• Active fraud prevention
• Dispute management
• 2 staff accounts

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Core Identity Protection

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TrackMyID

RM31.80/ Year

• Personal Information
• Directorship and Business Interest
• Legal and Bankruptcy Information
• Trade Reference (Non-banking information)
• 2 staff accounts

We’ll inform you if banks or other credit grantors make enquiries on you. This will help detect identity fraud early.

• Basic reports
• 24/7 email and live chat support
• Active fraud prevention
• Dispute management
• 2 staff accounts

Subscribe Now

Best Value

Most Complete Coverage

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JagaMyID

RM63.60/ Year

• Professional reports
• 24/7 email and live chat support
• Active fraud prevention
• Dispute management
• 5 staff accounts

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Employer Report

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MyBiz

RM35.00

• Custom report builder
• 24/7 email and live chat support
• Active fraud prevention
• Dispute management
• 15 staff accounts

Buy Now
20% OFF

Personal Credit Report

Take charge of your credit health – starting with your credit score.

i-SCORE

RM19.5
RM
15
60
/ Report

•  

• Personal Information
• Directorship and Business Interest
• Legal and Bankruptcy Information
• Trade reference (Non-banking information)
• We’ll inform you if banks or other credit grantors make enquiries on you. This will help detect identity fraud early.
• Banking information (CCRIS)
• Skim Potongan Gaji Angkasa (SPGA)
• Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN)

Subscribe Now

Core Identity Protection

Monitor your personal information on the dark web.

TrackMyID

RM
31
80
/ Year

•  

• Customise your personal data to montor, up to 10 entries per field, including IC number, passport number, phone nummbers, email address, bank account number
• 24/7 scanning
• Alerts you if your information has been compromised
• Source of breach and additional information that’s been compromised will be provided (if detected)
• Dashboard to view and edit monitored information
• Tips to safeguard your identity against the dark web

Subscribe Now

Best Value

Most Complete Coverage

Lock out identity fraud and protect your credit health.

JagaMyID

RM
63
60
/ Year

•  

• Everything from the TrackMyID, plus :
• Monthly update of CCRIS information and your i-SCORE
• Free Personal Credit Report Plus (PCRP) *4
• Monitoring your credit card and other credit facilities utilisation
• Tracking of credit applications made under your name
• Monthly payment tracking
• Email alerts on changes in your credit profile

Subscribe Now

Employer Report

Get a comprehensive view of any your vendor and business partner.

MyBiz

RM
35
00
/ Report

•  

• Basic Information of the Business
• Location , map Address, & Market info of the business
• Financial information of the business (income statement, key financial ratio & balance sheet
• Others (capital, revenue, net income, earnings, revenue & profit etc,)

Subscribe Now

TRACKMYID

Complete Safeguarding for Your
Identity, Privacy, Devices, and Online Life

• Dark Web Monitoring for Personal Information Security :

• Strengthen your email security to prevent unauthorized access. By implementing robust email security measures, you can safeguard your email ID, preventing it from becoming a gateway to sensitive information.

• Email Security Protocols :

• Combat the threat of cybercriminals trading stolen personal data on the dark web. Implement solutions that actively monitor and safeguard your personal information, ensuring it remains inaccessible to unauthorized users.

• Comprehensive Identity and Credit Protection Services :

• Take proactive measures to regain control over your identity and credit.These solutions offer dark web monitoring, promptly notifying you of any suspicious activities, enabling you to detect and prevent potential fraud before it escalates.

Find out instantly if your personal data has been exposed in a data breach.

*By clicking Scan, you acknowledge and accept Experian’s License Agreement and Privacy Notice. Confirm that you are 16 or over and own the email address you choose to scan.

TrackMyID

Complete Safeguarding for Your
Identity, Privacy, Devices, and Online Life

01

Dark Web Monitoring for Personal Information Security:

Combat cyberthreats by actively monitoring and safeguarding your personal information from unauthorized access through the dark web.

02

Email Security Protocols:

Strengthen your email security to prevent unauthorized access, ensuring your email remains a secure gateway.

03

Comprehensive Identity and Credit Protection Services:

Proactively regain control over your identity and credit. Our solutions offer dark web monitoring, promptly notifying you of any suspicious activities to prevent potential fraud.

*By clicking Scan, you acknowledge and accept Experian’s License Agreement and Privacy Notice. Confirm that you are 16 or over and own the email address you choose to scan.

EXPERIAN MY BIZ

Discover the full picture of your present or future employer’s business insights

Financial Health Assessment

Access crucial financial information such as paid-up capital, net income trend, earnings per share, and revenue and profit details to evaluate the company’s financial health and performance.

Shareholders and Directors Information

Understand the company’s governance structure by knowing its major shareholders and board composition.

Operation Years and Market Presence

Evaluate the company’s stability by considering its years in operation and market presence.

Debt and Financial Obligations

Examine the company’s financial structure to make informed decisions about your job and the organization’s long-term viability.

BUY EXPERIAN MYBIZ REPORT

A comprehensive understanding of your employer’s business ensures your professional journey aligns with a stable, legally compliant, financially sound, and strategically aligned organization.

A comprehensive understanding of your employer’s business provides the necessary context for making informed decisions about your career, ensuring that your professional journey aligns with a stable, legally compliant, financially sound, and strategically aligned organization.

About Experian

Experian is a leading global information services company,
providing data and analytical tools to clients worldwide.

In Malaysia, Experian Information Services (Malaysia), formerly RAM Credit Information (RAMCI), is one of the country’s leading credit bureaux accredited under The Credit Reporting Agencies Act 2010.

With a comprehensive database built over the past 25 years, Experian Malaysia has established itself as a trusted credit and business information provider. We were also the first Credit Reporting Agency in Malaysia to achieve International ISO 27001:2013 certification in January 2017.

Frequently Asked Questions

These answers might help.

1. Why choose Experian?

Experian has been a trusted partner in Malaysia since 1990, offering comprehensive credit insights that extend beyond CCRIS to include non-bank lender credit information (NLCI). This richer data aids in more informed decision-making. Their services feature an extended financial overview, providing 5-year financial summaries that include balance sheets and profit and loss statements when available. They offer detailed analyses through key financial ratios, focusing on profitability and growth trends, giving a holistic view of financial health. Experian also introduces the innovative Industry Debts Turned Cash (i-DTC) metric, which measures the days taken to pay creditors, aiding businesses in making prudent credit term decisions. With over three decades of experience in independent credit research and advisory, Experian is a reliable choice for concise and insightful credit information, built on a foundation of trust and expertise.

2. Is my personal information secure with Experian?

Yes, we prioritize the security of your personal information. Our TrackMyID service actively monitors the dark web, implements robust email security protocols, and provides comprehensive identity and credit protection services to safeguard your data.

3. Why should I get my Experian i-SCORE Credit Report?

Experian i-SCORE is a consumer credit score that lenders use to evaluate your ability to repay a loan. Ranging from 300 to 800, the number is derived mathematically from the credit history in your credit report. The higher the score, the more creditworthy you are, and the more likely you will secure a loan. This is also a report that contains your credit information in your credit file that is used by prospective financial institutions, professional bodies and credit grantors from various industries for credit evaluation or for the purpose of rating or analysing your credibility and financial standing, in order to grant you credit facilities, supplies or job.

4. What does Experian MyBiz offer that other business reports don't?

Setting itself apart from other business reports, Experian MyBiz offers a comprehensive perspective on your current or potential employer’s business landscape. It goes beyond financial health assessment to include shareholders and directors’ information, operation years, market presence, and details on debt and financial obligations. This holistic approach ensures that you gain a nuanced understanding of the organization.

5. Can I get assistance if I have questions about my credit report or business insights?

Absolutely! Our customer support team is ready to assist you with any questions or concerns you may have about your credit report, business insights, or any other Experian services. Feel free to reach out for personalized assistance.

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